Because your area is not mapped as a Special Flood Hazard Area, you may qualify for a lower-cost Preferred Risk Policy.Because our community participates in the Community Rating System, you will receive a reduction in the insurance premium. This insurance is backed by the Federal government and is available to everyone, even properties that have been flooded. However, because our community participates in the National Flood Insurance Program, you can purchase a separate flood insurance policy. Homeowner’s insurance policies do not cover damage from floods.Get a flood insurance policy – it will help pay for repairs after a flood and, in some cases, it will help pay the costs of elevating a substantially damaged building.If you are interested in elevating your building above the flood level or selling it to the City, we may apply for a Federal grant to cover 75% of the cost.This program has funded low floodwalls, overhead sewers, sewer backup valves, and relocation of utilities to higher levels. The County administers a flood protection rebate program that will pay 25% of approved projects, up to a total of $2,500.Talk to the Engineering Division of the Planning Building and Environmental Services Department for information on financial assistance.Note that some flood protection measures may need a building permit and others may not be safe for your type of building, so be sure to talk to the Engineering Division of the Planning Building and Environmental Services Department.More information can be found at FEMA’s website,.Install a floor drain plug, standpipe, overhead sewer, or sewer backup valve to prevent sewer backup flooding.These can be protected with low walls or temporary shields. Check your building for water entry points, such as windows, entry stairwells, doors, and dryer vents.Consider elevating your house above flood levels.Turning off the power to the these areas before a flood can reduce property damage and save lives. Mark your fuse or breaker box to show the circuits to the floodable areas.Consider some permanent flood protection measures.It can be found on the Red Cross’ website, too. Get a copy of Repairing Your Flooded Home.See the Red Cross’ website at for information about preparing your home and family for a disaster. Collect and put cleaning supplies, camera, waterproof boots, etc., in a handy place.Put insurance policies, valuable papers, medicine, etc., in a safe place.Make a household inventory, especially of lowest floor level contents.Make a list of emergency numbers and identify a safe place to go.Know how to shut off the electricity and gas to your house when a flood comes. Prepare for flooding by doing the following:.The staff can visit your property to discuss flood protection alternatives. Department staff can tell you about the causes of repetitive flooding, what the County is doing about it, and what would be an appropriate flood protection level. Check with the Engineering Division of the Planning Building and Environmental Services Department on the extent of past flooding in your area.What can you do to reduce your flood risk? This page provides information about flood and other hazard risks, construction requirements within the SFHA, and other information about Napa County's Floodplain Management Program. All private development within the 100-year flood zone is regulated by the Engineering Division with the goal of ensuring the protection of life and property for those who are situated in these areas. Special Flood Hazard Areas (SFHA) are designated by the Federal Emergency Management Association (FEMA) as land areas facing a 1.0-percent (100-year flood) or 0.2-percent (500-year flood) chance of flooding each year.
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